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Market summary Over the last week, this currency pair had started off bullish with strong gains for the USD compared to JPY. The 150 support level was broken through and saw movements upside toward 153. This was supported by yield differentials between the US and Japanese Central banks. Following this, there was a slight pull back from the USD against the JPY, falling quite sharply. However this quickly recovered and showed bullish pressure once again. This was due to the mar

Oliver Wyman’s latest analysis signals the end of the “low-for-long” era and a fundamental reset for the global financial sector.  The world of finance is going through a significant shift right now, and Oliver Wyman’s  latest analysis hits the nail on the head by describing what they call the New Monetary Order. Think of it as the end of the “low-for-long” era that dominated the markets for over a decade. Back then, interest rates were near zero most of the time, and liquidi

Market summary From the start of this week, the EUR/USD pair has seen quite a great and steady depreciation following ECB officials maintaining caution on interest rates due to better-than-expected inflation data from the Eurozone. Additionally, the US Dollar index rose and approached the key resistance level at 100 due to the appeal for USD growing. Yannis Stournaras, the head of the Greek Central Bank said that inflation had moved to the 2% target and that the economy was s

In 2024, the world issued over US $1 trillion in climate-related bonds, an 11 percent increase from the  previous year. Green bonds alone accounted for roughly US $672 billion , nearly two-thirds of that total  (Climate Bonds Initiative, 2024).  This massive figure shows just how central money has become to fighting climate change. What was  once a niche market has exploded into a fierce competition, with financial capitals like New York and  Singapore battling for the top sp

Market Summary This week, the Euro rose marginally versus the US dollar, with EUR/USD trading in the 1.14-1.17 range. The currency's movement has strengthened confidence that the European Central Bank (ECB) would keep interest rates unchanged for some time, even though eurozone growth remains slow. Inflation in the region climbed to 2.2% in September, bolstering the ECB's case for maintaining its current policy (Reuters, 2025a). This implies that policymakers see no reason to

The world of financial planning has undergone a significant transformation. Where investors once relied exclusively on human financial advisors, a new digital alternative has emerged: the robo-advisor. This automated technology offers a different approach to portfolio management, leaving many investors questioning which path is right for them. This article compares the merits of traditional financial advisors against their robo-advisory counterparts and explores the hybrid mo

Market Summary This week, the Australian Dollar has somewhat increased, with AUD/USD trading at approximately 0.66. Two important developments have supported the currency: renewed optimism about potential Chinese economic stimulus and a more cautious tone from the Reserve Bank of Australia (RBA) on future rate cuts. China’s GDP growth fell to 4.8% year on year in Q3, which was its slowest rate in a year, which has hence increased expectations of additional government support

Capital markets are, at their most basic, human stories told in numbers. Behind every transaction, distribution, or bubble is a mind managing risk, balancing fear and hope. Behavioural finance has long explained how biases like overconfidence, loss aversion, and herding distort rational choice. However, these biases do not exist everywhere. They are moderated by culture. How investors respond to risk, interpret signals, or pursue trends will reflect the social ethos they were

1. Background Gold’s recent surge is not merely a reaction to inflation or safe-haven demand; it has increasingly become a referendum on trust. As US politics turn more interventionist and monetary policy faces growing scrutiny, bullion is emerging as the market’s silent protest against the perceived erosion of central bank independence. Goldman Sachs (2025) argues that commodities, and gold in particular, outperform “when global policy uncertainty is elevated, [such as when]

Kinshasa’s aggressive supply management has engineered a short-term price boom. Still, this victory may prove hollow as it forces EV makers to double down on designing cobalt out of their batteries for good.  Context  Cobalt prices have surged in 2025, rebounding sharply after the Democratic Republic of  Congo (DRC) first imposed a full export ban in February. LME prices breached $44,000  per tonne this month. This isn't a supply shock; it's a policy-driven squeeze. The DRC,

Motivation The motivation behind integrating Internet of Things (IoT) data into national-level insurance markets lies in the requirement for high precision, efficiency and resilience when managing risk. By leveraging IoT devices, including telematics in vehicles, wearable fitness trackers and smart home sensor systems, this allows accessible real-time data for insurance firms, consequently enabling a far more accurate assessment of risk. From a macroeconomic standpoint, the m

Context  The uranium market is defined by extreme volatility. After funds like Sprott and Yellow  Cake triggered a rally to 15-month highs (a common occurrence in this "thin" market),  prices have settled back to around $77/lb. This short-term quiet period, however,  masks a fundamental and bullish divergence. The World Nuclear Association is forecasting a 28% rise in uranium demand by 2030, driven by global decarbonisation and energy security goals. This demand surge is coll

More Data, More Power… and More Risk  AI and machine learning have taken off in finance since 2020. Today, more than 80% of banks and  financial institutions worldwide use these technologies for things like trading, assessing credit risk, and  catching fraud. With the rise of tools like ChatGPT, the line between human decisions and computer driven ones has become even blurrier.  But there's a catch. As these AI models get more sophisticated, new worries are cropping up: Are t

1. Market Summary  The U.S. Treasury bond market has recently experienced notable fluctuations, driven by shifting expectations around Federal Reserve policy and evolving economic indicators. Yields on the 10-year  Treasury have gradually declined toward the 4% mark, reflecting growing market confidence that the  Fed may be nearing the end of its tightening cycle. Softer inflation readings and slowing job growth  have reinforced expectations for potential rate cuts in the com

1. Market Summary  The recent performance of Argentinian bonds has been marked by heightened volatility, reflecting  persistent uncertainty over the country’s fiscal stability and political direction. Prices for long-term  sovereign bonds, such as the 2035 maturity, have fallen sharply from mid-year highs, with yields widening as investors reassess the risk of default or restructuring. The Argentine central bank’s  intervention policies-particularly its attempts to stabilise

Motivation  Over the past five years, financial markets have faced a lot of ups and downs. This shows how vulnerable they are to group behaviour and online influence. The GameStop saga in early 2021 is a  clear example. Instead of using traditional valuation models, retail investors coordinated their  actions through communities like Reddit’s WallStreetBets. This led to the stock soaring by 1,500%  (2). The rapid rise, largely fuelled by sentiment and momentum, was soon follo

1. Background For much of modern economic history, policymakers and markets have relied on a predictable rhythm of data: jobs on Fridays, CPI mid-month, and GDP at quarter-end. That rhythm stopped this October. After Congress failed to pass a funding bill, the US government entered a shutdown that suspended operations across key agencies, including the Bureau of Labor Statistics (BLS), the Bureau of Economic Analysis (BEA), and the Census Bureau. According to Reuters (2025),

SingularityNET (AGIX) emerged as a pioneering attempt to decentralise artificial intelligence to distribute ownership of cognitive infrastructure rather than allowing Big Tech to monopolise it. Yet as of October 2025, AGIX trades near $0.11–$0.13, with a market capitalisation below $150 million, marking a stark decline from 2023–24 highs above $1.00. The drop reflects not only a cyclical cooling in the AI-token narrative but a deeper crisis of credibility. The 2024 creation o

Optimism (OP) is one of Ethereum’s primary Layer-2 networks, built to deliver higher throughput and lower transaction costs via optimistic rollups. As of October 2025, OP trades between $ 0.42 and $0.47, with a market capitalisation of approximately $470 million, a steep decline from its mid-2024 highs above $3.00. The price decline contrasts sharply with rising network usage, exposing a more profound paradox: the economic benefits of scalability have not translated into sust

1.     Market Summary This week, the Canadian Dollar has become slightly weaker, with USD/CAD around 1.39, as a combination of elevated inflation and inconsistent growth figures, making investors unsure about the Bank of Canada’s (BoC) forthcoming actions. The inflation figure for September was unexpectedly high, at 2.4% year-on-year, reducing the likelihood of imminent rate cuts (Reuters, 2025a). However, the larger context continues to be wary. As despite oil prices stabili